Physician Loans
Physician Loans

Removing Barriers to Homeownership

Removing Barriers to Owning a Home

A path of education shouldn’t place barriers on homeownership
Invest in Your Future
Get More Info Apply Online

PHYSICIAN LOANS

Secure Your Dream Home

Student loans can complicate the home loan process. That’s why Fairway Independent Mortgage Corporation offers financing solutions with numerous advantages for doctors.

Up to 95% loan-to-value (LTV)* and no mortgage insurance (MI)**
Primary residence only
Property types allowed: 1-2 primary residence, PUD, condominiums, and co-ops
Purchase and limited cash out refinance options available
Loan amounts up to $2,000,000 with as little as 6 months of reserves required, and future income eligible**
Gift funds may be used after 5% contributions from applicants’ own funds

Physician Loan Eligibility

  • Existing medical doctors, dentists, dental surgeons, and vets who are actively practicing and are within 10 years of completing their original residency or fellowship
  • Newly licensed medical residents who are currently employed, in residency or fellowship
  • Newly licensed medical students who are about to begin their new employment/residency within 60 days of closing

Invest in the Future You Deserve.

Not only do you deserve a perfect home, but one that will
lead to a better future. We can help you get there.
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* *VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
**Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits.

Copyright©2026 Fairway Independent Mortgage Corporation (“Fairway”) NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. Fairway Independent Mortgage Corporation NMLS ID #2289 www.nmlsconsumeraccess.org.