Retirement is often seen as a period of fulfillment, yet many retirees encounter financial challenges. Enter the HECM line of credit (HECM LOC), a Home Equity Conversion Mortgage (HECM, reverse mortgage) loan feature designed to provide older homeowners with a versatile contingency fund.
https://texashomelending.com/wp-content/uploads/sites/4/2024/04/Vanity-Site-Header-Image-High-Quality-37.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2024-04-17 14:39:402024-04-18 15:16:27Unlocking Financial Flexibility: Harnessing the Power of the HECM Line of Credit
If you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
If you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
The Home Equity Conversion Mortgage (HECM) for Purchase (H4P) loan is specifically designed for homebuyers 62 and older, offering a distinct set of advantages bridging the gap between cash purchases and traditional mortgages.
https://texashomelending.com/wp-content/uploads/sites/4/2024/03/R2400233_New-Blog-Article-Top-10-Reasons-for-Older-Adults-to-Use-a-H4P_Hero-Image_V1_1872-x-615-2048x673-1.jpg6732048Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2024-03-12 18:50:382024-03-12 20:38:55Top 10 Reasons for Older Adults To Use a HECM for Purchase (H4P) Loan To Buy Their Next Home
In this article, we’ll delve into the concept of reverse mortgages and examine common ways older-adult homeowners are leveraging this powerful financial solution.
https://texashomelending.com/wp-content/uploads/sites/4/2024/03/R2400216_New-Article_Unlocking-Potential_Hero-Image_V1_1872-x-615-1536x505-1.jpg5051536noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2024-03-12 18:42:292024-03-28 19:14:31Unlocking Potential: Exploring the Top 10 Uses for Reverse Mortgage Loans
We recently had the privilege of being the lead sponsor for NAIFA-Texas 2024 Annual State Conference in Clear Lake, Texas. The true highlight for me was our involvement in a deeply meaningful way to support one of our veterans.
https://texashomelending.com/wp-content/uploads/sites/4/2024/03/Vanity-Site-Header-Image-High-Quality-33.jpg4301500Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2024-03-06 16:40:552024-04-09 15:47:08The Inkman Team Partners with American Warrior Initiative: Service Dog for a Hero
Whether it’s surging living costs, healthcare expenses or insurance premiums, many adult children are anxious about their parents’ economic stability. By diversifying home equity, senior homeowners may be better equipped to manage risks, like spending surprises and inflation, throughout retirement.
https://texashomelending.com/wp-content/uploads/sites/4/2024/02/Vanity-Site-Header-Image-High-Quality-32.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2024-03-04 17:21:162024-03-28 19:57:49Reverse Mortgage Loans: Information for Adult Children
After Cathy’s husband passed away, she felt she owed it to herself to pursue her life goal of living by the ocean. She used a reverse mortgage loan to not only purchase her dream ocean-front home, but also establish a line of credit for future expenses.
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-18.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2024-02-01 18:38:552024-03-12 18:39:11Customer Testimonial: Retiree Uses a Reverse Mortgage Loan to Buy Her Dream Home and Establish a Line of Credit for Home Improvements
Hear our customers talk about their journeys with reverse mortgage loans. Although each has unique circumstances, they all shared something in common —
their reverse mortgage loan made an already sound retirement strategy even better.
https://texashomelending.com/wp-content/uploads/sites/4/2024/01/Vanity-Site-Header-Image-High-Quality-31.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2024-01-23 19:34:502024-01-23 20:21:41Customer Testimonial: How a Reverse Mortgage Loan With Fairway Made Great Retirements Even Better
Rebecca’s reverse mortgage loan provided much more than financial freedom, it covered unexpected medical expenses and provided funds for a variety of projects.
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-19.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2024-01-12 18:27:262024-03-12 18:27:55Customer Testimonial: Homeowner’s Reverse Mortgage Loan Provides Financial Security for Medical Expenses and Funds for Home Improvements
Let’s start off 2024 with some good news. The Federal Housing Administration (FHA) increased the maximum claim amount on the Home Equity Conversion Mortgage (HECM). Read on to find out what that could mean for you or your clients.
https://texashomelending.com/wp-content/uploads/sites/4/2024/01/2024-Loan-Limits.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2024-01-09 19:43:152024-04-03 15:05:22Enhanced Limit for the Home Equity Conversion Mortgage (HECM) Loan in 2024!
While the Home Equity Conversion Mortgage (HECM) loan accounts for the vast majority of reverse mortgages in the U.S., it’s not the only type of reverse mortgage available. A jumbo reverse mortgage is an alternative option that may better serve a borrower who owns a high-value property. Read on to learn more!
https://texashomelending.com/wp-content/uploads/sites/4/2023/12/Vanity-Site-Header-Image-High-Quality-30.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-12-19 15:03:142024-04-03 15:07:19Jumbo Reverse Mortgage Loans: What You Need to Know
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-20.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-12-12 18:26:052024-03-12 18:26:20Customer Testimonial: Homeowners Find More Fun, Freedom and Family Time With a Reverse Mortgage Loan
Breaking News! Fairway Mortgage Ranked #1 in the U.S. for Borrower Satisfaction Among Mortgage Origination Companies by J.D. Power. Read on to learn more!
https://texashomelending.com/wp-content/uploads/sites/4/2023/11/JD-Power-Feature.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-12-04 15:18:202023-12-04 15:18:51Fairway Mortgage Ranked #1 in the U.S. for Borrower Satisfaction Among Mortgage Origination Companies by J.D. Power
If you’re an attorney working in estate planning, Home Equity Conversion Mortgage (HECM) loans, also called reverse mortgage loans, can be a particularly helpful option in your toolkit. Read on to see why!
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-16.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-11-12 18:17:102024-03-12 18:17:30Customer Testimonial: Retired Homeowner Uses His Reverse Mortgage to Combat Inflation, Pay His Bills and Enhance His Lifestyle
For seniors with significant debt in retirement, especially if traditional home mortgage payments are a major factor, a HECM can be a powerful avenue to consolidate debt. Read on to learn more!
https://texashomelending.com/wp-content/uploads/sites/4/2023/11/Vanity-Site-Header-Image-High-Quality.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-11-08 16:42:402024-04-03 15:36:13Debt Consolidation With Home Equity Conversion Mortgage (HECM) Loans: The Senior Homeowners’ Best Kept Secret
It’s common for homeowners to want to refinance their mortgage to a lower interest rate, but what about then the interest rates are as high as they are today? There can be times when refinancing to a higher rate can be a wise move, so it pays to learn about your options.
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-21.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-10-25 18:59:382024-04-03 15:51:27A Home Equity Conversion Mortgage (HECM) Loan vs. a Cash-Out Refinance: What Are the Advantages?
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-15.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-10-12 18:31:142024-03-12 18:36:03Customer Testimonial: Retiree Uses His Reverse Mortgage Loan To Buy a New Home After Divorce
If you’re a homeowner 62 or older, you might be sitting on a significant amount of untapped home equity that you can use to finance essential home updates, repairs or even major renovations.
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-12.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-10-10 16:15:532024-04-03 19:27:38The Benefits of Home Equity Conversion Mortgage (HECM) Loans for Home Improvement
Where you live in retirement influences so many aspects of your life. Read on to learn more about the pros and cons of the most common options for retirement living.
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/LO-sites.jpg6151872noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-09-29 15:44:512024-04-03 19:34:55Aging at Home Vs. Other Living Options
Financial professionals, learn how the Home Equity Conversion Mortgage (HECM) can be an effective tool for insulating retirement portfolios, improving overall quality of life in retirement and helping retirees afford their dream home.
Tapping home equity via a reverse mortgage loan can be an excellent way for seniors to continue to own and live in the homes they love. But is it right for you? Take this quick quiz to find out!
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/Vanity-Site-Header-Image-High-Quality.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-09-17 16:16:152023-09-20 19:36:18QUIZ: Is a Reverse Mortgage Loan Right for You?
Nancy began learning about Home Equity Conversion Mortgages (HECMs), the most popular type of reverse mortgage loan, and found that it gave her more choices and control over her finances.
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-14.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-09-12 18:36:502024-03-12 18:37:30Customer Testimonial: Homeowner Uses a Reverse Mortgage Loan Line of Credit for a More Sustainable, Fun and Secure Retirement
Today’s interest rates are a common concern for those who are interested in reverse mortgage loans. The good news is that there are a number of other factors that can help you determine if now is the right time for a reverse.
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/Interest-Rates-Vanity-Site-Image-1.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-09-07 19:57:182023-09-08 19:55:16Why Today’s Interest Rates Shouldn’t Stop You From Improving Your Future
In this article, we’ll explore how a reverse mortgage can help you enjoy a more comfortable, secure retirement while providing the peace of mind that your children can continue their financial independence and benefit from the legacy you leave behind.
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/Children-Vanity-Site-Image.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-09-07 17:41:462023-09-08 18:19:05What Could a Reverse Mortgage Loan Mean for Your Children?
Claudette sees the Home Equity Conversion Mortgage (HECM) loan as a significant bonus for retirees and greatly appreciates the peace of mind and financial control it provides.
https://texashomelending.com/wp-content/uploads/sites/4/2023/10/Vanity-Site-Header-Image-High-Quality-17.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-08-12 18:40:182024-03-12 18:40:35Customer Testimonial: Homeowner’s Reverse Mortgage Loan Gives Peace of Mind and a New Level of Control Over Personal Finances
Securing a comfortable retirement should be a top priority for homeowners 62 and above. We’ll also show how the Home Equity Conversion Mortgage loan (or HECM) can effectively insulate retirement portfolios while improving retirement life.
https://texashomelending.com/wp-content/uploads/sites/4/2023/08/move-to-grandkids-featured-image.jpg4301500bridgethttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngbridget2023-08-02 18:41:392023-08-03 19:32:31Things to Consider Before Moving Closer to Your Grandchildren
https://texashomelending.com/wp-content/uploads/sites/4/2023/08/No-Longer-Last-Resort-Feature-Image.jpg4301500bridgethttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngbridget2023-08-02 15:55:432023-08-03 19:36:14Reverse Mortgages: No Longer Just a Loan of Last Resort
https://texashomelending.com/wp-content/uploads/sites/4/2023/08/What-You-Need-to-Know-Feature-Image.jpg4301500bridgethttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngbridget2023-08-01 13:23:452023-08-02 19:49:13Home Equity Conversion Mortgage (HECM) Loan: What You Need to Know
Many people have very strong opinions about home equity and reverse mortgage loans. Read on to learn how home equity can be harnessed and why reverse mortgages are really all about cash flow.
https://texashomelending.com/wp-content/uploads/sites/4/2023/07/Why-Cashflow-Feature-Image.jpg4301500bridgethttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngbridget2023-07-31 21:27:232023-08-02 19:54:06Why A Reverse Mortgage Loan Is Really Just Cashflow
https://texashomelending.com/wp-content/uploads/sites/4/2023/07/What-Is-a-Reverse-Feature-Image.jpg4301500bridgethttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngbridget2023-07-31 21:00:102024-04-04 17:44:33Texas Reverse Mortgage: How It Works
https://texashomelending.com/wp-content/uploads/sites/4/2023/07/What-Are-The-Costs-Feature-Image.jpg4301500bridgethttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngbridget2023-07-27 19:53:052023-08-02 16:56:39What Are the Costs of a Reverse Mortgage Loan?
Reverse mortgage loans apply to many legal scenarios, but for lawyers involved in silver divorces, the reverse mortgage could be just the tool you need for your clients’ success.
https://texashomelending.com/wp-content/uploads/sites/4/2023/07/How-a-Reverse-Mortgage-Loan-Can-Help-in-a-Silver-Divorce-.jpg6151872Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-07-19 15:19:142023-07-21 18:20:10How a Reverse Mortgage Loan Can Help in a Silver Divorce
Reverse mortgage loans can be powerful tools for people in a variety of situations. But are they right for you? See the reverse mortgage pros and cons.
https://texashomelending.com/wp-content/uploads/sites/4/2023/07/pros-and-cons-reverse-mortgage-2-e1641219342241.jpg6181919Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-07-19 14:39:342023-07-21 14:47:09Pros and Cons of a Reverse Mortgage
For most homeowners aged 62 and older, home equity represents the largest portion of their overall net wealth. Three common home-equity-release loans available today for senior homeowners are the Home Equity Line of Credit (HELOC), Home Equity Loan (HEL), and the Home Equity Conversion Mortgage (HECM).
https://texashomelending.com/wp-content/uploads/sites/4/2023/06/reverse-mortgage-loan-vs-heloc-or-home-equity-loan.jpg6151872Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-06-21 15:04:372023-06-22 20:51:39Advantages of a Reverse Mortgage Loan vs. a HELOC and a Home Equity Loan
Retirees face no shortage of risks to their retirement savings. Read on for solutions to one of the biggest funding challenges of all—long-term care (LTC).
https://texashomelending.com/wp-content/uploads/sites/4/2023/06/Tapping-Housing-Wealth-To-Help-Fund-Long-Term-Care.jpg6151872Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-06-15 17:33:032023-06-20 15:53:19Tapping Housing Wealth To Help Fund Long-Term Care
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/financial-advisor-long-term-care-planning-for-clients-e1636654263744.jpg6721600noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-05-26 14:38:562023-09-26 14:39:08Why Your Clients Shouldn’t Wait to Plan for Long-Term Care
https://texashomelending.com/wp-content/uploads/sites/4/2023/05/Jim-C-2-1500x430-1.jpg4301500Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-05-02 14:05:342023-05-04 20:43:15Customer Testimonial: Real Estate Professional and Fairway Customer Sets Himself Up For Retirement
https://texashomelending.com/wp-content/uploads/sites/4/2023/04/BP2-1.jpg5051536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-04-12 16:42:232023-05-04 20:41:30Homeownership Even with Bad Credit
To secure a mortgage for first-generation first-time homebuyers is not always easy. Having mortgage loan officers who invest in your success is important.
https://texashomelending.com/wp-content/uploads/sites/4/2023/04/BP1-1.jpg5051536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-04-12 16:31:372023-05-04 20:40:18How to Secure a Mortgage for First-Generation First-Time Homebuyers
Jim, a retired financial advisor, and his wife did their homework on reverse mortgage loans, and are very happy that they have one. Jim’s sister was struggling to make ends meet—hear why Jim recommended a reverse and how it improved her life.
https://texashomelending.com/wp-content/uploads/sites/4/2023/04/jim.jpg5051536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-04-04 21:19:482023-04-04 21:22:42Financial Advisor Testimonial: Homeowner with a Reverse Mortgage Loan Helps Sister Improve Her Life
Mitch and his wife Evaly used a reverse mortgage loan to provide a financial buffer for market downturns, and believe that it’s a move that other people should make as well.
https://texashomelending.com/wp-content/uploads/sites/4/2023/04/Mitch.jpg5051536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-04-04 21:12:102023-04-04 21:13:46Financial Advisor Testimonial: Understanding the Value of a Reverse Mortgage Loan
Tod is a retired financial advisor who built wealth in multiple income streams throughout his career—hear how he uses his reverse mortgage as a financial buffer.
https://texashomelending.com/wp-content/uploads/sites/4/2023/04/Tod-L.jpg5051536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-04-04 21:02:022023-04-04 21:06:40Customer Testimonial: Integrating a Home Equity Conversion Mortgage Into a Strategic Retirement Plan
https://texashomelending.com/wp-content/uploads/sites/4/2023/04/jo-1.jpg5051536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-04-04 20:51:452023-06-06 17:58:09Financial Professional Testimonial: Reverse Mortgage Skeptic Becomes a Major Advocate
Of the challenges that financial planners face in shepherding clients through retirement, cash flow and risk management are among the most common. The reverse mortgage loan line of credit offers immediate solutions for both of these issues. Read on to learn more!
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/shutterstock_753961939-crop-1-e1636654341735.jpeg8102000noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-03-26 14:37:422023-09-26 14:37:57The Reverse Mortgage Loan Line Of Credit: The Swiss Army Knife Of Financial Planning
https://texashomelending.com/wp-content/uploads/sites/4/2023/07/how-your-home-can-help-fund-retirement.png6151872Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2023-03-19 19:03:032023-07-21 14:14:11REALTORS How Your Home Can Help Fund Your Retirement
There are many older-adult homeowners who would like to downsize, upsize, or right-size into their dream home — or a new home that simply better meets their lifestyle in retirement. The Home Equity Conversion Mortgage for Purchase (H4P) can make their dreams come true.
https://texashomelending.com/wp-content/uploads/sites/4/2023/03/How-Seniors-Could-Double-Their-Home-Buying-Power-1500x430-1.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-03-15 16:58:572024-01-24 20:47:39How Seniors Could Double Their Home Buying Power Despite High Interest Rates
With hundreds of options nationwide, it can be tough to narrow down the right community for you or your loved one. Luckily, we’ve laid out a complete guide to help you pick your perfect retirement community.
https://texashomelending.com/wp-content/uploads/sites/4/2023/03/How-to-Find-the-Perfect-Retirement-Community-hero-image-min-1-1500x430-1.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-03-15 16:16:522023-09-13 17:40:30How to Find the Perfect Retirement Community
Today’s reverse mortgage loans are not the same as they were even a decade ago, and it is to your advantage to take a fresh look at them, as they can often be a viable solution to many of the financial challenges that retirees face.
Reverse mortgage loans have become an increasingly popular tool for financial planners. Read on to learn the Top Four Reasons for you to bring them into your financial planning toolkit.
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/SeptemberBlog_Header_v1-1500x630-1-e1636654859848.jpeg5511500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-02-26 14:36:422023-09-26 14:36:57Top Four Reasons Why Reverse Mortgage Loans Should Be In Your Financial Planning Toolkit
While home equity is certainly good, it isn’t necessarily the best form of wealth for everyone. The way reverse mortgage loans turn home equity into cash offers additional advantages that you may not be aware of. Read on to learn the top five!
But let’s assume you are already 62 or better and seek to one day leverage your home equity via a reverse mortgage — should the wait to get one continue or is acting now the optimal strategy?
https://texashomelending.com/wp-content/uploads/sites/4/2023/02/advantages-of-getting-a-reverse-mortgage-now.jpg6151872noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-02-08 15:37:082023-09-13 17:47:50Advantages of Getting a Reverse Mortgage Loan Now Rather Than Later
When it comes to making savings last over a lengthy retirement period, retirees have no shortage of obstacles to contend with. Here are three ways people 62 and older (working in tandem with their advisors) can incorporate reverse mortgages into sound retirement plans to potentially improve retirement outcomes.
https://texashomelending.com/wp-content/uploads/sites/4/2023/09/ways-to-use-reverse-mortgages-in-retirement-planning-min.jpg6161872noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2023-01-26 14:40:012023-09-26 14:40:11Imaginative Ways Reverse Mortgages Loans Can Be Used in Retirement Planning
U.S. homeowners aged 62+ saw their home equity soar to a record $10 trillion in 2021, making it prudent for homeowners and their advisors to discuss ways to incorporate housing wealth into retirement planning decisions.
https://texashomelending.com/wp-content/uploads/sites/4/2022/10/header-bp1.jpg5051536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2022-10-21 19:36:482023-01-04 15:05:25How a Reverse Mortgage Loan Can Enhance a Sound Retirement Strategy
If you ask people what they think about reverse mortgages, you are sure to get some strong opinions. Unfortunately, many people form those opinions based on misconceptions about the way reverse mortgages work.
https://texashomelending.com/wp-content/uploads/sites/4/2022/10/1549059010-e1641219470612-1536x496-1.jpg4961536Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2022-10-21 19:36:032023-01-04 15:09:22Debunking Reverse Mortgage Myths: Get the Facts
With a home equity loan, homeowners can borrow against the equity in their house to fund other projects. Learn which type of loan could work best for you.
https://texashomelending.com/wp-content/uploads/sites/4/2021/09/uproom1.jpeg7551528Michaelhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngMichael2021-08-03 00:00:002022-10-07 18:20:39Which Home Equity Loan Is The Best Option?
https://texashomelending.com/wp-content/uploads/sites/4/2021/08/Reasons-to-Reverse-Your-Thinking-on-Reverse-Mortgages-1500x430-1.jpg4301500noahhttps://texashomelending.com/wp-content/uploads/sites/4/2023/01/1224838_The_Inkman_Team_Logo_V4_Stacked_lowres_cropped-300x149.pngnoah2021-08-03 00:00:002023-09-12 20:10:075 Big Reasons to Reverse Your Thinking on Reverse Mortgage Loans
The Loan You Want May Be a Form Away.
If you supply us with a little information, we will get in touch and will be ready to help you out.
Unlocking Financial Flexibility: Harnessing the Power of the HECM Line of Credit
Financial Advisors, Homeowners, Real Estate ProfessionalsRetirement is often seen as a period of fulfillment, yet many retirees encounter financial challenges. Enter the HECM line of credit (HECM LOC), a Home Equity Conversion Mortgage (HECM, reverse mortgage) loan feature designed to provide older homeowners with a versatile contingency fund.
The Payout Options for Reverse Mortgage Loans Explained
Financial Advisors, Homeowners, Real Estate ProfessionalsIf you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
The Reverse Mortgage Loan Process: From Education Through Closing
Financial Advisors, Homeowners, Real Estate ProfessionalsIf you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
Top 10 Reasons for Older Adults To Use a HECM for Purchase (H4P) Loan To Buy Their Next Home
Financial Advisors, Homeowners, Real Estate ProfessionalsThe Home Equity Conversion Mortgage (HECM) for Purchase (H4P) loan is specifically designed for homebuyers 62 and older, offering a distinct set of advantages bridging the gap between cash purchases and traditional mortgages.
Unlocking Potential: Exploring the Top 10 Uses for Reverse Mortgage Loans
Financial Advisors, Homeowners, Real Estate ProfessionalsIn this article, we’ll delve into the concept of reverse mortgages and examine common ways older-adult homeowners are leveraging this powerful financial solution.
The Inkman Team Partners with American Warrior Initiative: Service Dog for a Hero
Financial Advisors, Homeowners, Real Estate ProfessionalsWe recently had the privilege of being the lead sponsor for NAIFA-Texas 2024 Annual State Conference in Clear Lake, Texas. The true highlight for me was our involvement in a deeply meaningful way to support one of our veterans.
Reverse Mortgage Loans: Information for Adult Children
Financial Advisors, Homeowners, Real Estate ProfessionalsWhether it’s surging living costs, healthcare expenses or insurance premiums, many adult children are anxious about their parents’ economic stability. By diversifying home equity, senior homeowners may be better equipped to manage risks, like spending surprises and inflation, throughout retirement.
Customer Testimonial: Retiree Uses a Reverse Mortgage Loan to Buy Her Dream Home and Establish a Line of Credit for Home Improvements
HomeownersAfter Cathy’s husband passed away, she felt she owed it to herself to pursue her life goal of living by the ocean. She used a reverse mortgage loan to not only purchase her dream ocean-front home, but also establish a line of credit for future expenses.
Customer Testimonial: How a Reverse Mortgage Loan With Fairway Made Great Retirements Even Better
Financial Advisors, HomeownersHear our customers talk about their journeys with reverse mortgage loans. Although each has unique circumstances, they all shared something in common —
their reverse mortgage loan made an already sound retirement strategy even better.
Customer Testimonial: Homeowner’s Reverse Mortgage Loan Provides Financial Security for Medical Expenses and Funds for Home Improvements
HomeownersRebecca’s reverse mortgage loan provided much more than financial freedom, it covered unexpected medical expenses and provided funds for a variety of projects.
Enhanced Limit for the Home Equity Conversion Mortgage (HECM) Loan in 2024!
Attorneys, Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsLet’s start off 2024 with some good news. The Federal Housing Administration (FHA) increased the maximum claim amount on the Home Equity Conversion Mortgage (HECM). Read on to find out what that could mean for you or your clients.
Jumbo Reverse Mortgage Loans: What You Need to Know
Homeowners, Real Estate ProfessionalsWhile the Home Equity Conversion Mortgage (HECM) loan accounts for the vast majority of reverse mortgages in the U.S., it’s not the only type of reverse mortgage available. A jumbo reverse mortgage is an alternative option that may better serve a borrower who owns a high-value property. Read on to learn more!
Customer Testimonial: Homeowners Find More Fun, Freedom and Family Time With a Reverse Mortgage Loan
HomeownersFairway Mortgage Ranked #1 in the U.S. for Borrower Satisfaction Among Mortgage Origination Companies by J.D. Power
Attorneys, Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsBreaking News! Fairway Mortgage Ranked #1 in the U.S. for Borrower Satisfaction Among Mortgage Origination Companies by J.D. Power. Read on to learn more!
Integrating Home Equity Conversion Mortgage (HECM) Loans in Estate Planning
Attorneys, HomeownersIf you’re an attorney working in estate planning, Home Equity Conversion Mortgage (HECM) loans, also called reverse mortgage loans, can be a particularly helpful option in your toolkit. Read on to see why!
Customer Testimonial: Retired Homeowner Uses His Reverse Mortgage to Combat Inflation, Pay His Bills and Enhance His Lifestyle
HomeownersWhen inflation outpaced Jeff’s social security and pension, he used a reverse mortgage loan to free up cash, pay off debt and treat himself.
Debt Consolidation With Home Equity Conversion Mortgage (HECM) Loans: The Senior Homeowners’ Best Kept Secret
HomeownersFor seniors with significant debt in retirement, especially if traditional home mortgage payments are a major factor, a HECM can be a powerful avenue to consolidate debt. Read on to learn more!
A Home Equity Conversion Mortgage (HECM) Loan vs. a Cash-Out Refinance: What Are the Advantages?
HomeownersIt’s common for homeowners to want to refinance their mortgage to a lower interest rate, but what about then the interest rates are as high as they are today? There can be times when refinancing to a higher rate can be a wise move, so it pays to learn about your options.
Customer Testimonial: Retiree Uses His Reverse Mortgage Loan To Buy a New Home After Divorce
HomeownersColin was well-positioned for retirement, until he got a divorce. Afterward, he used a reverse mortgage loan to purchase a house he loves.
The Benefits of Home Equity Conversion Mortgage (HECM) Loans for Home Improvement
HomeownersIf you’re a homeowner 62 or older, you might be sitting on a significant amount of untapped home equity that you can use to finance essential home updates, repairs or even major renovations.
Aging at Home Vs. Other Living Options
HomeownersWhere you live in retirement influences so many aspects of your life. Read on to learn more about the pros and cons of the most common options for retirement living.
Enhancing Financial Resilience: Leveraging Home Equity Conversion Mortgage Loans To Safeguard Retirement Portfolios
Financial AdvisorsFinancial professionals, learn how the Home Equity Conversion Mortgage (HECM) can be an effective tool for insulating retirement portfolios, improving overall quality of life in retirement and helping retirees afford their dream home.
QUIZ: Is a Reverse Mortgage Loan Right for You?
HomeownersTapping home equity via a reverse mortgage loan can be an excellent way for seniors to continue to own and live in the homes they love. But is it right for you? Take this quick quiz to find out!
Customer Testimonial: Homeowner Uses a Reverse Mortgage Loan Line of Credit for a More Sustainable, Fun and Secure Retirement
HomeownersNancy began learning about Home Equity Conversion Mortgages (HECMs), the most popular type of reverse mortgage loan, and found that it gave her more choices and control over her finances.
Why Today’s Interest Rates Shouldn’t Stop You From Improving Your Future
Financial Advisors, HomeownersToday’s interest rates are a common concern for those who are interested in reverse mortgage loans. The good news is that there are a number of other factors that can help you determine if now is the right time for a reverse.
What Could a Reverse Mortgage Loan Mean for Your Children?
Financial Advisors, HomeownersIn this article, we’ll explore how a reverse mortgage can help you enjoy a more comfortable, secure retirement while providing the peace of mind that your children can continue their financial independence and benefit from the legacy you leave behind.
Customer Testimonial: Homeowner’s Reverse Mortgage Loan Gives Peace of Mind and a New Level of Control Over Personal Finances
HomeownersClaudette sees the Home Equity Conversion Mortgage (HECM) loan as a significant bonus for retirees and greatly appreciates the peace of mind and financial control it provides.
Insulating Retirement Portfolios: How Home Equity Conversion Mortgage Loans Protect Homeowners in Volatile Markets
Financial Advisors, HomeownersSecuring a comfortable retirement should be a top priority for homeowners 62 and above. We’ll also show how the Home Equity Conversion Mortgage loan (or HECM) can effectively insulate retirement portfolios while improving retirement life.
Things to Consider Before Moving Closer to Your Grandchildren
HomeownersMoving to live near your grandchildren is no small leap. Read on to learn the top tips to consider before you make the move.
Reverse Mortgages: No Longer Just a Loan of Last Resort
Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsNow more than ever, financial advisors and homeowners are viewing the reverse mortgage in a financial planning sense — read on to learn why.
Home Equity Conversion Mortgage (HECM) Loan: What You Need to Know
Financial Advisors, HomeownersWhile there are several different types of reverse mortgages, HECMs are by far the most popular today. Read on to learn why!
Why A Reverse Mortgage Loan Is Really Just Cashflow
Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsMany people have very strong opinions about home equity and reverse mortgage loans. Read on to learn how home equity can be harnessed and why reverse mortgages are really all about cash flow.
Texas Reverse Mortgage: How It Works
Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsWhat is a reverse mortgage loan and how does it work? Read this article to help decide if one the right choice for you, a loved one or a client.
What Are the Costs of a Reverse Mortgage Loan?
Financial Advisors, Homeowners, Real Estate ProfessionalsIn this article, we’ll cover what a HECM reverse mortgage loan is, the typical upfront and ongoing costs and whether those costs are worth it for you.
How a Reverse Mortgage Loan Can Help in a Silver Divorce
Financial Advisors, HomeownersReverse mortgage loans apply to many legal scenarios, but for lawyers involved in silver divorces, the reverse mortgage could be just the tool you need for your clients’ success.
Pros and Cons of a Reverse Mortgage
Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsReverse mortgage loans can be powerful tools for people in a variety of situations. But are they right for you? See the reverse mortgage pros and cons.
Advantages of a Reverse Mortgage Loan vs. a HELOC and a Home Equity Loan
Financial Advisors, Homeowners, Real Estate ProfessionalsFor most homeowners aged 62 and older, home equity represents the largest portion of their overall net wealth. Three common home-equity-release loans available today for senior homeowners are the Home Equity Line of Credit (HELOC), Home Equity Loan (HEL), and the Home Equity Conversion Mortgage (HECM).
Tapping Housing Wealth To Help Fund Long-Term Care
Financial AdvisorsRetirees face no shortage of risks to their retirement savings. Read on for solutions to one of the biggest funding challenges of all—long-term care (LTC).
Why Your Clients Shouldn’t Wait to Plan for Long-Term Care
Financial AdvisorsCustomer Testimonial: Finding Freedom with a Reverse Mortgage Loan
HomeownersKathleen Scarcelli is a long-time resident of Scottsdale, AZ, and entrepreneur. Her husband passed away, which left her in a difficult position.
Customer Testimonial: Real Estate Professional and Fairway Customer Sets Himself Up For Retirement
Homeowners, Real Estate ProfessionalsHomeownership Even with Bad Credit
Homeowners, Real Estate ProfessionalsHomeownership even with bad credit can sometimes feel impossible. At Fairway we can make the American Dream of homeownership possible for anyone.
How to Secure a Mortgage for First-Generation First-Time Homebuyers
Homeowners, Real Estate ProfessionalsTo secure a mortgage for first-generation first-time homebuyers is not always easy. Having mortgage loan officers who invest in your success is important.
Financial Advisor Testimonial: Homeowner with a Reverse Mortgage Loan Helps Sister Improve Her Life
Financial Advisors, HomeownersJim, a retired financial advisor, and his wife did their homework on reverse mortgage loans, and are very happy that they have one. Jim’s sister was struggling to make ends meet—hear why Jim recommended a reverse and how it improved her life.
Financial Advisor Testimonial: Understanding the Value of a Reverse Mortgage Loan
Financial Advisors, HomeownersMitch and his wife Evaly used a reverse mortgage loan to provide a financial buffer for market downturns, and believe that it’s a move that other people should make as well.
Customer Testimonial: Integrating a Home Equity Conversion Mortgage Into a Strategic Retirement Plan
Financial AdvisorsTod is a retired financial advisor who built wealth in multiple income streams throughout his career—hear how he uses his reverse mortgage as a financial buffer.
Financial Professional Testimonial: Reverse Mortgage Skeptic Becomes a Major Advocate
Financial Advisors, HomeownersBest-selling author and speaker Joe Jordan was once highly skeptical of reverse mortgage loans—hear in his words why he’s become a major advocate.
The Reverse Mortgage Loan Line Of Credit: The Swiss Army Knife Of Financial Planning
Financial AdvisorsOf the challenges that financial planners face in shepherding clients through retirement, cash flow and risk management are among the most common. The reverse mortgage loan line of credit offers immediate solutions for both of these issues. Read on to learn more!
REALTORS How Your Home Can Help Fund Your Retirement
Builders, Homeowners, Real Estate ProfessionalsH4P loans can not only help you grow your REALTOR® business, it can help you overcome challenges in your own retirement planning.
How Seniors Could Double Their Home Buying Power Despite High Interest Rates
Builders, Financial Advisors, HomeownersThere are many older-adult homeowners who would like to downsize, upsize, or right-size into their dream home — or a new home that simply better meets their lifestyle in retirement. The Home Equity Conversion Mortgage for Purchase (H4P) can make their dreams come true.
How to Find the Perfect Retirement Community
Builders, Homeowners, Real Estate ProfessionalsWith hundreds of options nationwide, it can be tough to narrow down the right community for you or your loved one. Luckily, we’ve laid out a complete guide to help you pick your perfect retirement community.
Top 15 Reverse Mortgage Loan Questions Answered
Financial Advisors, HomeownersToday’s reverse mortgage loans are not the same as they were even a decade ago, and it is to your advantage to take a fresh look at them, as they can often be a viable solution to many of the financial challenges that retirees face.
Top Four Reasons Why Reverse Mortgage Loans Should Be In Your Financial Planning Toolkit
Financial AdvisorsReverse mortgage loans have become an increasingly popular tool for financial planners. Read on to learn the Top Four Reasons for you to bring them into your financial planning toolkit.
The Top 5 Reverse Mortgage Loan Advantages For Finance
Financial AdvisorsWhile home equity is certainly good, it isn’t necessarily the best form of wealth for everyone. The way reverse mortgage loans turn home equity into cash offers additional advantages that you may not be aware of. Read on to learn the top five!
Advantages of Getting a Reverse Mortgage Loan Now Rather Than Later
Financial Advisors, HomeownersBut let’s assume you are already 62 or better and seek to one day leverage your home equity via a reverse mortgage — should the wait to get one continue or is acting now the optimal strategy?
Imaginative Ways Reverse Mortgages Loans Can Be Used in Retirement Planning
Financial AdvisorsWhen it comes to making savings last over a lengthy retirement period, retirees have no shortage of obstacles to contend with. Here are three ways people 62 and older (working in tandem with their advisors) can incorporate reverse mortgages into sound retirement plans to potentially improve retirement outcomes.
How a Reverse Mortgage Loan Can Enhance a Sound Retirement Strategy
Financial Advisors, HomeownersU.S. homeowners aged 62+ saw their home equity soar to a record $10 trillion in 2021, making it prudent for homeowners and their advisors to discuss ways to incorporate housing wealth into retirement planning decisions.
Debunking Reverse Mortgage Myths: Get the Facts
Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsIf you ask people what they think about reverse mortgages, you are sure to get some strong opinions. Unfortunately, many people form those opinions based on misconceptions about the way reverse mortgages work.
Which Home Equity Loan Is The Best Option?
HomeownersWith a home equity loan, homeowners can borrow against the equity in their house to fund other projects. Learn which type of loan could work best for you.
5 Big Reasons to Reverse Your Thinking on Reverse Mortgage Loans
Financial Advisors, Homeowners