Fixed-Rate Mortgages
Maintaining a Consistent Interest Rate
Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan. Plus, you have the flexibility of selecting a 10, 15, 20, 25 or 30-year term (depending on the loan type). The main difference is the lower term options have higher monthly payments, which also means you are building home equity faster.
Consistent Monthly Payments and Interest Rates
Protection From Rising Interest Rates
Mortgage Tax Interest Deduction*
Different term length options
Is a Fixed-Rate Mortgage Right for You?
If you plan on staying in your home for a longer time frame, a fixed-rate mortgage could be the right solution for you. Keep in mind you can use equity as a down payment for a new home if you sell your existing home or take out equity with a cash-out refinance.
Invest in the Future You Deserve.
Not only do you deserve a perfect home, but one that will
lead to a better future. We can help you get there.
*This does not constitute tax advice. Please consult a tax advisor regarding your specific situation.